Impact Windows Versus Storm Windows and Shutters

In hurricane-prone regions like Florida, securing your home against severe weather is not just a precaution – it’s a necessity. Homeowners often decide between impact windows, storm windows, and hurricane shutters. Each option offers distinct protection and benefits, making them more different than they are alike.

This guide is designed to help you understand these differences and why impact windows are often the superior choice, especially in Florida, where they are mandated by local building codes. Let’s break down the basics of everything you need to know about impact windows vs. storm windows – and which one is right for you.

What are Impact Windows?

Impact windows, also known as hurricane windows, are designed to offer maximum protection against the forces of a hurricane. These windows are built with heavy-duty materials and impact-resistant laminated glass containing a polymer interlayer. This layer holds the glass together even if it shatters, preventing wind and debris from entering your home.

Impact windows are engineered to withstand flying debris at high speeds and are beneficial for reducing noise pollution, enhancing energy efficiency, and providing UV protection.

What are Storm Windows and Shutters?

Although you might sometimes hear the terms “storm windows” and “hurricane shutters” used interchangeably, longtime Florida locals will tell you they’re two completely different things. 

• Storm windows are installed in addition to your existing windows. They act as an extra layer of protection against bad weather. Generally made from aluminum, plastic, or wood, storm windows provide some level of insulation. They can help protect against wind and water ingress, but they are not built to handle high-impact debris like impact windows.
• Hurricane shutters are designed to be affixed to the outside of windows to shield them from high winds and flying debris. These can be made from various materials, including metal or heavy-duty fabric. Types of shutters include roll-down, accordion, and colonial style. While effective for storm protection, they require manual setup before a storm and can detract from the aesthetic appeal of your home.

Benefits of Impact Windows

• Superior Protection: Impact windows are engineered to withstand the extreme forces of tropical storms and hurricanes. They feature two layers of tempered glass bonded with a resilient plastic film. This construction prevents the windows from shattering upon impact with flying debris and adds a strong barrier against potential intruders, enhancing home security significantly.
• Energy Efficiency: Impact windows contribute to a substantial reduction in energy costs. Their multi-layered design and tight seals help maintain consistent indoor temperatures by reducing heat gain during hot weather and preventing heat loss in colder months. This insulation effectiveness means your HVAC system doesn’t have to work as hard, lowering your energy bills and extending the life of your heating and cooling systems.
• Noise Reduction: Impact windows’ thick, laminated glass and sturdy frames create a substantial barrier against external noise. Whether it’s traffic, construction, or neighborhood noise, impact windows can reduce sound entry by up to 50%, making your home quieter and more peaceful.
• UV Protection: Impact windows are designed with a UV-resistant interlayer that blocks up to 99% of harmful UV rays. This protection helps prevent the fading and deterioration of your carpets, curtains, furniture, and artwork, thereby preserving the interior of your home and the value of your belongings.
• No Active Installation: Once impact windows are installed, they require no further preparation or setup as storms approach. Unlike shutters, there’s no need to deploy or activate them, protecting with minimal effort.
• Aesthetics: Far from being purely functional, impact windows are available in various styles and designs that can complement any architectural style. From modern to traditional, these windows can enhance the look of your home without compromising on safety or performance.
• Insurance Benefits: Installing impact windows can reduce home insurance premiums due to the decreased risk of damage and potential claims.

Benefits of Storm Windows and Shutters

• Cost-Effective: Storm windows and shutters offer a more budget-friendly alternative to impact windows. They are generally less expensive to purchase and install, making them accessible for homeowners looking to improve storm protection without a significant initial investment.
• Improved Insulation: By adding a layer over your existing windows, storm windows help create an air pocket that acts as thermal insulation. This setup can help reduce heat exchange through your windows, keeping your home warmer in the winter and cooler in the summer. It can also moderately reduce heating and cooling costs.
• Versatility: Storm windows and shutters come in various materials and designs, from clear or tinted glass options to decorative shutters that can enhance your home’s aesthetic appeal. They can be installed as temporary or permanent solutions, offering flexibility based on your needs and preferences.
• Protection: While not as robust as impact windows, storm windows and shutters still provide a commendable level of protection from wind and rain. They can help prevent the damage caused by smaller projectiles and reduce the risk of water ingress during storms, making them a viable option for areas that experience milder storm conditions.

Are Impact Windows Required in Florida?

In Florida, especially in coastal zones, building codes often mandate using impact windows in new construction and major renovations. These rules apply to new construction homes and those that have undergone significant renovations to ensure that homeowners are properly protected against severe weather.

Which Florida counties require impact windows?

The following counties generally require hurricane-impact windows for homes that fall under the specific building codes:

• Miami-Dade County
• Broward County
• Palm Beach County
• Other coastal counties, including Monroe, Lee, and Collier
• Some counties in Central Florida have also begun to adopt stricter building codes

Homeowners outside these mandated areas often choose to install impact windows voluntarily because of the added safety, noise reduction, energy efficiency, and insurance benefits. Whether required by law or chosen for peace of mind, impact windows are a wise investment in Florida’s hurricane-prone regions.

Impact Windows Vs. Storm Windows: FAQs

What are the biggest differences between impact windows and regular windows?

Impact windows are designed to withstand the impact of flying debris during a hurricane, which regular windows cannot withstand without shattering.

How do I know whether impact windows vs. storm hurricane shutters are right for me?

Consider your region’s vulnerability to hurricanes, budget, and desire for everyday convenience and protection. Impact windows offer higher security and energy efficiency and are most often the ideal choice. For many homeowners, investing in hurricane-impact windows more than pays off in the short and long term.

What makes impact windows better?

Impact windows provide continuous protection without needing to be deployed before storms, enhance the home’s energy efficiency, and offer better noise reduction and UV protection. However, storm windows and shutters don’t provide the same level of protection as impact windows, which is a key distinction for anyone living in hurricane-prone zones. 

Are storm shutters necessary if I have impact windows?

No, impact windows alone provide sufficient protection against debris and high winds, making storm shutters unnecessary.

Can impact windows or storm shutters be customized to fit unique window shapes and sizes?

Both impact windows and storm shutters can be customized to fit unique window shapes and sizes. Impact windows come in various styles and dimensions and can be tailor-made to suit specific architectural requirements. Similarly, storm shutters are adaptable and can be designed to cover any window or door, regardless of its shape or size, ensuring complete protection.

What are the long-term maintenance requirements for impact windows versus storm windows and shutters?

Impact windows are generally low-maintenance, requiring only regular cleaning and occasional checks to ensure the seals and tracks function properly. In contrast, storm windows and shutters usually require more frequent maintenance. Storm windows need regular cleaning, checking for air leaks, and ensuring the additional pane does not collect moisture. Shutters, especially mechanical ones, need to be checked for rust and other issues to ensure they operate smoothly when needed.

Get Expert Impact Window Installation in Florida from A1 Windows & Doors

Choosing the right window protection is crucial for safety and peace of mind in storm-prone areas. Impact windows are the ideal solution, offering year-round benefits without storm-time preparation.

A1 Windows & Doors specializes in the professional installation of high-quality impact windows in Florida. We provide an extensive selection of top-quality products to enhance your home’s safety. We have sourced impact windows and other products from the most trusted brands in the business, so you can choose from options as durable as they are aesthetically appealing. 

Contact us today to ensure your home is protected with the best defense against nature’s elements.